Senior Commercial Underwriter Job at MRISpokane, Atlanta, GA

ZUtNNE1kd05GZ1NTejUyOG9TWE0vZ3FhMUE9PQ==
  • MRISpokane
  • Atlanta, GA

Job Description

Job Title: VP Senior Credit Underwriter
We are a full-service community bank looking for an experienced VP Senior Credit Underwriter to join our team in the Duluth area.

What We Offer:

  • Competitive salary and benefits

  • Health, dental, and life insurance

  • 401(k) with employer match

  • Paid time off (PTO)

Qualifications:

  • Bachelor’s degree or higher

  • At least 10 years of experience in credit underwriting

  • Knowledge of lending operations and closing procedures

  • Proficiency in Microsoft Office Suite

  • Ability to work in a fast-paced environment

  • Experience in commercial underwriting (not mortgage)

Responsibilities:

Underwriting & Loan Evaluation:
  • Work with Loan Officers and clients to review new and renewal loan applications.

  • Collect and analyze financial documents for credit approval.

  • Conduct initial credit assessments or escalate complex cases as needed.

  • Prepare credit reports with financial analysis and recommendations.

  • Ensure all documentation meets compliance and internal policies.

Loan Structuring & Credit Analysis:
  • Assess loan details, including:

    • Amortization schedules

    • Loan-to-value ratios

    • Interest rates and fees

  • Analyze financial statements, tax returns, and cash flow projections.

  • Identify discrepancies in financial data and address concerns.

  • Research industry trends and compare borrower performance to peers.

  • Evaluate business history, management experience, and guarantor support.

Additional Duties:
  • Assist loan closers in gathering required documentation.

  • Keep accurate records and follow proper filing procedures.

  • Mentor new hires and support training efforts.

  • Stay updated on banking regulations and complete required training.

  • Attend meetings and contribute to process improvements.

  • Perform other duties as assigned by management.

Work Schedule:

  • In-office position

Job Tags

Permanent employment,

Similar Jobs

Honda of Greeley

Experienced Automotive Technician Job at Honda of Greeley

 ...dental, vision, supplemental).We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Deloitte

NetSuite Implementation Senior Consultant Job at Deloitte

NetSuite Implementation Senior ConsultantCustomer is creating a new model for a new age-we're an agency and a consultancy. Understanding...  .... That's Customer.Work you'll doA Senior Consultant at Deloitte works within an engagement team and is responsible for identifying... 

Law Office of Gilda McDowell

Legal Assistant Job at Law Office of Gilda McDowell

We're looking for an organized, detail-oriented, and experienced immigration paralegal to play an important role on our legal team. Fluent in Spanish and English, and experience as an immigration paralegal is a must.Responsibilities: Gather information about legal... 

Liberty Personnel Services, Inc.

Bridge Inspector Job at Liberty Personnel Services, Inc.

 ...provide for you. Give us the chance to show you why so many people have been seeking our services. Key words: Civil, water, hydrology, hydraulics, stormwater, erosion, AutoCAD, land development, infrastructure, roads, drainage, traffic, erosion, SWPP #LI-JM1#midsenior... 

Well Beyond Care

Caregiver, Home Health Aide, Personal Care Attendant, CNA Job at Well Beyond Care

 ...Caregiver, or someone offering Companion Care? Do you want an opportunity to work independently, decide who you want to work for, make your own schedule and earn more money? We are looking for in home Caregivers in the Austin, TX area to help care for seniors, children, and...